More than 1,100 economists, including 14 Nobel Prize winners, have written a letter to President Donald Trump, along with Congress, warning against making the same trade mistakes that helped plunge America into the Great Depression. The 1,140 economists sent the letter Thursday amid a mounting international trade battle. Trump has imposed a number of tariffs, including […]
About Ann Terranova
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Entries by Ann Terranova
Last week, stocks went on sale again on the heels of yet another erratic policy declaration coming from the White House. This follows a by-now-familiar pattern: The Trump Administration announces something —this time “tariffs on Chinese imports” with an estimated value of $60 billion a year—without an overall policy program. Traders fear that there will […]
Years ago, pension plans and other qualified retirement plans were offered only by the “big boys on the block.” But now, many small companies are in the game. In fact, if you are self-employed and you don’t have any employees, you have a number of retirement plan options at your disposal. If you have employees, […]
“What should I do since the market is so high right now?” “It can’t continue to go up, it’s going down, right?” These questions represent the prevailing investment angst. This is where professional investment advice can be most valuable. We have to invest without knowing the answer to these questions. The short-term direction of the […]
Suppose somebody came up to you and shouted: “I have terrible news about the economy. I think you should sell your stocks!” Alarmed, you say: “Oh, my God. Tell me more!” And this mysterious stranger shouts: “Run for the hills! The American economy just added 200,000 more jobs—more than expectations—and the U.S. jobless rate now […]
In the past few weeks I’ve fielded numerous questions from clients about the Equifax hack asking what to do about it. The best advice I can give you is to regularly monitor your bank and credit card accounts or pay for a service to do this for you. Best is to do it yourself! Your […]
Tony Steuer, our guest blogger shares some great insurance articles and updates for your planning needs. Tony is an Insurance Literacy Advocate, Founder of The Insurance Literacy Institute, Creator of The Insurance Bill of Rights and Author of The Questions and Answers on Insurance Book Series. His website is www.insuranceliteracy.org. Resources for Long-Term Care Insurance […]
In 2016, the US market reached new highs and stocks in a majority of developed and emerging market countries delivered positive returns. The year began with anxiety over China’s stock market and economy, falling oil prices, a potential US recession, and negative interest rates in Japan. US equity markets were in steep decline and had […]
On November 9, 2016, Ann Terranova, CFP ®, owner of Union Financial Partners presented An Overview of Financial Advice Regulations at the Sports Financial Advisors Association Annual Conference in Scottsdale, Arizona. Ann Terranova told her audience that the financial services industry is a conglomeration of confusing companies and advisors often with hidden costs and conflicting […]
Please contact us for a no-cost, no-obligation meeting with Certified Financial Planner™, Ann Terranova. We’ll listen to what you want to achieve and happily answer your questions about our fee only financial planning services: 415.563.3000 or email: firstname.lastname@example.org
Fee only financial advisor Union Financial Partners provides integrated financial planning and investment management that gives clients the focus, clarity and strategic insight they need for financial success. Based in the San Francisco Bay Area, CA, Union Financial Partners serves individuals, families, small business owners and professional, retired and young athletes.